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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,971 | $98,776+161.2% | $149,745+72.3% | $79,856+223.0% |
| Participation rate | 93.1% | 75.8%+17.3pp | 82.5%+10.6pp | 69.6%+23.5pp |
| Annual return | 16.01% | 27.38%-11.4pp | 276.72%-260.7pp | 31.71%-15.7pp |
| Employer contribution / active EE | $3,378 | $3,217+5.0% | $4,646-27.3% | $2,471+36.7% |
| Participant deferral / active EE | $11,640 | $5,681+104.9% | $6,843+70.1% | $3,741+211.2% |
| Admin fee / account holder | $1,054 | $6,053-82.6% | $9,312-88.7% | $5,306-80.1% |