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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,616 | $176,077-40.6% | $159,455-34.4% | $167,518-37.5% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.67% | 331.83%-319.2pp | 263.63%-251.0pp | 478.71%-466.0pp |
| Employer contribution / active EE | $2,493 | $5,298-53.0% | $4,830-48.4% | $4,838-48.5% |
| Participant deferral / active EE | $11,095 | $7,751+43.1% | $7,353+50.9% | $6,342+74.9% |
| Admin fee / account holder | $3,008 | $12,556-76.0% | $10,800-72.1% | $12,312-75.6% |