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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,830 | $160,040-9.5% | $147,096-1.5% | $145,877-0.7% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 13.49% | 98.49%-85.0pp | 419.75%-406.3pp | 551.28%-537.8pp |
| Employer contribution / active EE | $2,209 | $5,289-58.2% | $4,936-55.2% | $4,663-52.6% |
| Participant deferral / active EE | $7,657 | $8,429-9.2% | $8,071-5.1% | $6,691+14.4% |
| Admin fee / account holder | $1,091 | $15,050-92.7% | $13,005-91.6% | $13,402-91.9% |