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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,247 | $148,623-18.4% | $135,974-10.8% | $139,466-13.1% |
| Participation rate | 90.9% | 83.9%+7.0pp | 81.9%+9.0pp | 80.3%+10.6pp |
| Annual return | 17.61% | 79.30%-61.7pp | 68.30%-50.7pp | 373.66%-356.1pp |
| Employer contribution / active EE | $2,687 | $5,246-48.8% | $4,859-44.7% | $4,754-43.5% |
| Participant deferral / active EE | $11,661 | $8,103+43.9% | $7,760+50.3% | $6,712+73.7% |
| Admin fee / account holder | $2,825 | $12,406-77.2% | $10,767-73.8% | $11,409-75.2% |