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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,847 | $85,766+236.8% | $136,298+111.9% | $70,126+311.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 13.23% | 31.46%-18.2pp | 5156.27%-5143.0pp | 73.15%-59.9pp |
| Employer contribution / active EE | $1,772 | $2,966-40.3% | $4,696-62.3% | $2,343-24.4% |
| Participant deferral / active EE | $8,035 | $5,051+59.1% | $6,247+28.6% | $3,332+141.2% |
| Admin fee / account holder | $6,641 | $5,421+22.5% | $9,244-28.2% | $4,645+43.0% |