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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,829 | $165,399+81.9% | $149,745+100.9% | $158,982+89.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 13.75% | 348.34%-334.6pp | 276.72%-263.0pp | 302.99%-289.2pp |
| Employer contribution / active EE | $3,319 | $5,105-35.0% | $4,646-28.6% | $4,763-30.3% |
| Participant deferral / active EE | $10,073 | $7,183+40.2% | $6,843+47.2% | $5,983+68.4% |
| Admin fee / account holder | $4,318 | $10,811-60.1% | $9,312-53.6% | $11,252-61.6% |