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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,631 | $176,120+96.2% | $159,487+116.7% | $167,553+106.3% |
| Participation rate | 95.8% | 85.0%+10.9pp | 82.8%+13.0pp | 82.1%+13.7pp |
| Annual return | 13.38% | 331.95%-318.6pp | 263.71%-250.3pp | 478.89%-465.5pp |
| Employer contribution / active EE | $3,254 | $5,299-38.6% | $4,831-32.7% | $4,840-32.8% |
| Participant deferral / active EE | $11,686 | $7,752+50.8% | $7,354+58.9% | $6,343+84.2% |
| Admin fee / account holder | $4,899 | $12,561-61.0% | $10,804-54.7% | $12,316-60.2% |