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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,079 | $104,664+109.3% | $85,693+155.7% | $167,518+30.8% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 15.49% | 21.45%-6.0pp | 21.49%-6.0pp | 478.71%-463.2pp |
| Employer contribution / active EE | $0 | $3,337-100.0% | $2,618-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $7,298 | $4,824+51.3% | $3,923+86.0% | $6,342+15.1% |
| Admin fee / account holder | $3,695 | $10,032-63.2% | $6,874-46.2% | $12,312-70.0% |