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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,518 | $83,337+27.8% | $67,834+57.0% | $273,972-61.1% |
| Participation rate | 41.2% | 76.4%-35.3pp | 68.8%-27.6pp | 83.0%-41.8pp |
| Annual return | 11.24% | 259.45%-248.2pp | 138.47%-127.2pp | 41.46%-30.2pp |
| Employer contribution / active EE | $0 | $3,287-100.0% | $2,403-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $2,327 | $4,088-43.1% | $3,160-26.4% | $5,287-56.0% |
| Admin fee / account holder | $791 | $6,752-88.3% | $4,622-82.9% | $10,133-92.2% |