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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,178 | $85,790+120.5% | $67,313+181.0% | $135,380+39.7% |
| Participation rate | 26.7% | 76.5%-49.8pp | 69.1%-42.4pp | 82.6%-56.0pp |
| Annual return | -7.08% | -0.54%-6.5pp | -4.08%-3.0pp | 519.81%-526.9pp |
| Employer contribution / active EE | $0 | $3,487-100.0% | $2,566-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $1,567 | $4,651-66.3% | $3,568-56.1% | $5,609-72.1% |
| Admin fee / account holder | $88,099 | $6,392+1278.2% | $4,507+1854.8% | $10,828+713.6% |