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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,073 | $75,935+37.1% | $60,547+71.9% | $125,389-17.0% |
| Participation rate | 33.3% | 76.5%-43.2pp | 68.0%-34.6pp | 83.2%-49.9pp |
| Annual return | -0.85% | -5.38%+4.5pp | 335.64%-336.5pp | 282.24%-283.1pp |
| Employer contribution / active EE | $0 | $3,438-100.0% | $2,419-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $1,958 | $4,506-56.6% | $3,328-41.2% | $5,352-63.4% |
| Admin fee / account holder | $815 | $6,768-88.0% | $4,536-82.0% | $9,541-91.5% |