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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,847 | $104,479+25.2% | $159,474-18.0% | $79,391+64.8% |
| Participation rate | 100.0% | 76.6%+23.4pp | 82.8%+17.2pp | 70.7%+29.3pp |
| Annual return | 23.60% | 67.98%-44.4pp | 263.68%-240.1pp | 116.88%-93.3pp |
| Employer contribution / active EE | $6,783 | $3,417+98.5% | $4,831+40.4% | $2,428+179.4% |
| Participant deferral / active EE | $11,122 | $6,468+72.0% | $7,353+51.3% | $4,046+174.9% |
| Admin fee / account holder | $8,432 | $711+1085.5% | $10,802-21.9% | $627+1245.9% |