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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,134 | $98,776+27.7% | $149,745-15.8% | $79,856+58.0% |
| Participation rate | 74.4% | 75.8%-1.4pp | 82.5%-8.1pp | 69.6%+4.8pp |
| Annual return | 7.94% | 27.38%-19.4pp | 276.72%-268.8pp | 31.71%-23.8pp |
| Employer contribution / active EE | $6,854 | $3,217+113.0% | $4,646+47.5% | $2,471+177.4% |
| Participant deferral / active EE | $8,625 | $5,681+51.8% | $6,843+26.0% | $3,741+130.6% |
| Admin fee / account holder | $2,295 | $6,053-62.1% | $9,312-75.4% | $5,306-56.8% |