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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,856 | $89,370+41.9% | $141,197-10.2% | $72,976+73.8% |
| Participation rate | 83.1% | 75.1%+7.9pp | 82.5%+0.6pp | 69.5%+13.6pp |
| Annual return | 4.40% | 111.88%-107.5pp | 71.41%-67.0pp | 81.02%-76.6pp |
| Employer contribution / active EE | $2,859 | $3,115-8.2% | $4,736-39.6% | $2,440+17.2% |
| Participant deferral / active EE | $10,261 | $5,419+89.4% | $6,710+52.9% | $3,608+184.4% |
| Admin fee / account holder | $4,970 | $5,957-16.6% | $10,265-51.6% | $5,124-3.0% |