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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,136 | $76,551+68.7% | $123,894+4.2% | $62,881+105.4% |
| Participation rate | 88.4% | 73.0%+15.4pp | 81.4%+7.0pp | 69.3%+19.1pp |
| Annual return | 0.31% | 18.68%-18.4pp | 47.52%-47.2pp | 20.14%-19.8pp |
| Employer contribution / active EE | $2,936 | $2,882+1.9% | $4,617-36.4% | $2,281+28.7% |
| Participant deferral / active EE | $9,639 | $4,840+99.2% | $5,984+61.1% | $3,203+200.9% |
| Admin fee / account holder | $3,102 | $4,826-35.7% | $8,357-62.9% | $4,296-27.8% |