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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,892 | $93,617+157.3% | $135,982+77.1% | $75,177+220.4% |
| Participation rate | 88.9% | 75.2%+13.7pp | 81.9%+7.0pp | 67.2%+21.7pp |
| Annual return | 13.11% | 30.89%-17.8pp | 68.32%-55.2pp | 160.75%-147.6pp |
| Employer contribution / active EE | $4,371 | $3,538+23.5% | $4,859-10.0% | $2,671+63.6% |
| Participant deferral / active EE | $11,524 | $6,406+79.9% | $7,760+48.5% | $4,126+179.3% |
| Admin fee / account holder | $21,406 | $6,980+206.7% | $10,767+98.8% | $5,651+278.8% |