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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,793 | $85,766+123.6% | $136,298+40.7% | $70,126+173.5% |
| Participation rate | 95.1% | 74.2%+21.0pp | 81.9%+13.2pp | 69.5%+25.6pp |
| Annual return | 13.58% | 31.46%-17.9pp | 5156.27%-5142.7pp | 73.15%-59.6pp |
| Employer contribution / active EE | $3,108 | $2,966+4.8% | $4,696-33.8% | $2,343+32.7% |
| Participant deferral / active EE | $7,830 | $5,051+55.0% | $6,247+25.3% | $3,332+135.0% |
| Admin fee / account holder | $19,725 | $5,421+263.9% | $9,244+113.4% | $4,645+324.6% |