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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,744 | $105,200+123.1% | $159,474+47.2% | $85,847+173.4% |
| Participation rate | 91.1% | 75.8%+15.3pp | 82.8%+8.3pp | 69.3%+21.8pp |
| Annual return | 11.09% | 45.08%-34.0pp | 263.68%-252.6pp | 318.61%-307.5pp |
| Employer contribution / active EE | $3,803 | $3,319+14.6% | $4,831-21.3% | $2,565+48.2% |
| Participant deferral / active EE | $9,477 | $5,946+59.4% | $7,353+28.9% | $3,952+139.8% |
| Admin fee / account holder | $3,255 | $6,934-53.1% | $10,802-69.9% | $6,261-48.0% |