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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,054 | $89,370+108.2% | $141,197+31.8% | $72,976+155.0% |
| Participation rate | 94.7% | 75.1%+19.6pp | 82.5%+12.3pp | 69.5%+25.2pp |
| Annual return | 15.68% | 111.88%-96.2pp | 71.41%-55.7pp | 81.02%-65.3pp |
| Employer contribution / active EE | $4,152 | $3,115+33.3% | $4,736-12.3% | $2,440+70.2% |
| Participant deferral / active EE | $10,462 | $5,419+93.1% | $6,710+55.9% | $3,608+190.0% |
| Admin fee / account holder | $16,520 | $5,957+177.3% | $10,265+60.9% | $5,124+222.4% |