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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,044 | $106,749+162.3% | $145,433+92.6% | $82,448+239.7% |
| Participation rate | 90.4% | 75.6%+14.7pp | 82.1%+8.3pp | 68.1%+22.3pp |
| Annual return | 12.77% | 27.59%-14.8pp | 66.58%-53.8pp | 41.64%-28.9pp |
| Employer contribution / active EE | $4,555 | $3,444+32.2% | $4,5540% | $2,551+78.6% |
| Participant deferral / active EE | $11,426 | $6,519+75.3% | $7,897+44.7% | $4,139+176.0% |
| Admin fee / account holder | $2,201 | $8,390-73.8% | $13,129-83.2% | $7,234-69.6% |