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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,377 | $102,422+148.4% | $147,117+72.9% | $80,959+214.2% |
| Participation rate | 91.7% | 75.9%+15.8pp | 82.2%+9.5pp | 67.7%+24.0pp |
| Annual return | 11.95% | 135.16%-123.2pp | 420.54%-408.6pp | 35.67%-23.7pp |
| Employer contribution / active EE | $4,289 | $3,717+15.4% | $4,932-13.1% | $2,757+55.5% |
| Participant deferral / active EE | $11,320 | $6,652+70.2% | $8,065+40.4% | $4,300+163.2% |
| Admin fee / account holder | $10,078 | $7,953+26.7% | $12,993-22.4% | $6,925+45.5% |