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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,377 | $102,429+148.3% | $147,096+72.9% | $80,925+214.3% |
| Participation rate | 91.7% | 75.9%+15.8pp | 82.2%+9.5pp | 67.7%+24.0pp |
| Annual return | 11.95% | 135.02%-123.1pp | 419.75%-407.8pp | 35.65%-23.7pp |
| Employer contribution / active EE | $4,289 | $3,716+15.4% | $4,936-13.1% | $2,756+55.6% |
| Participant deferral / active EE | $11,320 | $6,649+70.3% | $8,071+40.3% | $4,299+163.3% |
| Admin fee / account holder | $10,078 | $7,957+26.7% | $13,005-22.5% | $6,940+45.2% |