Retirement plan

WOODS HOLE RESEARCH CENTER, INC. DC RETIREMENT PLAN

Name: WOODS HOLE RESEARCH CENTER, INC. - WOODS HOLE RESEARCH CENTER, INC. DC RETIREMENT PLAN (2018) Form 5500
Creator: WOODS HOLE RESEARCH CENTER, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WOODS HOLE RESEARCH CENTER, INC. DC RETIREMENT PLAN, WOODS HOLE RESEARCH CENTER, INC.

WOODS HOLE RESEARCH CENTER, INC.EIN 04-3005094Plan #001PY 2018

149 WOODS HOLE ROAD - FALMOUTH, MA 02540508-540-9900whrc.orgLinkedIn51-200 employeesresearch

Prospect flagsHigh feesRecently reached 100 employees

How to read this page

Total assets (EOY)

$14.6M

-4.0% from 2017

Total participants

109

+2.8% from 2017

Average account balance

$140,262

-9.6% from 2017

Annual return

-4.74%

-19.95 pp from 2017

Benchmarks

See 25,536 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort25,536 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$30.30M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$138K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

219

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.13M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$16K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.49%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$34

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2L2M2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalRecently reached 100 employees
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.

Expense breakdown

Schedule H Part II

Admin total

$696K

$12005 / participant

Other / not subdivided$696K100.0%

% of EOY assets

4.773%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$140,262

$77,816+80.2%

$123,549+13.5%

$64,181+118.5%

Participation rate

91.4%

74.7%+16.7pp

82.3%+9.1pp

69.6%+21.8pp

Annual return

-4.74%

12.49%-17.2pp

119.20%-123.9pp

7.63%-12.4pp

Employer contribution / active EE

$7,600

$3,014+152.2%

$4,628+64.2%

$2,381+219.2%

Participant deferral / active EE

$6,140

$5,240+17.2%

$6,426-4.4%

$3,470+77.0%

Admin fee / account holder

$6,695

$5,519+21.3%

$9,284-27.9%

$4,887+37.0%

WOODS HOLE RESEARCH CENTER, INC. DC RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WOODS HOLE RESEARCH CENTER, INC. DC RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion