Retirement plan

WOODS HOLE RESEARCH CENTER, INC. DC RETIREMENT PLAN

Name: WOODS HOLE RESEARCH CENTER, INC. - WOODS HOLE RESEARCH CENTER, INC. DC RETIREMENT PLAN (2016) Form 5500
Creator: WOODS HOLE RESEARCH CENTER, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WOODS HOLE RESEARCH CENTER, INC. DC RETIREMENT PLAN, WOODS HOLE RESEARCH CENTER, INC.

WOODS HOLE RESEARCH CENTER, INC.EIN 04-3005094Plan #001PY 2016

149 WOODS HOLE ROAD - FALMOUTH, MA 02540508-540-9900whrc.orgLinkedIn51-200 employeesresearch

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$12.8M

-2.9% from 2015

Total participants

-21.2% from 2015

Average account balance

$140,359

+20.6% from 2015

Annual return

-6.39%

-8.02 pp from 2015

Benchmarks

See 24,581 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort24,581 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$30.30M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$138K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

219

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.13M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$16K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.49%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$34

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2L2M2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$113K

$2303 / participant

Other / not subdivided$113K100.0%

% of EOY assets

0.883%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$140,359

$76,551+83.4%

$123,894+13.3%

$62,881+123.2%

Participation rate

95.9%

73.0%+22.9pp

81.4%+14.5pp

69.3%+26.6pp

Annual return

-6.39%

18.68%-25.1pp

47.52%-53.9pp

20.14%-26.5pp

Employer contribution / active EE

$6,732

$2,882+133.6%

$4,617+45.8%

$2,281+195.2%

Participant deferral / active EE

$5,029

$4,840+3.9%

$5,984-16.0%

$3,203+57.0%

Admin fee / account holder

$1,240

$4,826-74.3%

$8,357-85.2%

$4,296-71.1%

WOODS HOLE RESEARCH CENTER, INC. DC RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WOODS HOLE RESEARCH CENTER, INC. DC RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion