Retirement plan

WOODS HOLE RESEARCH CENTER, INC. DC RETIREMENT PLAN

Name: WOODS HOLE RESEARCH CENTER, INC. - WOODS HOLE RESEARCH CENTER, INC. DC RETIREMENT PLAN (2015) Form 5500
Creator: WOODS HOLE RESEARCH CENTER, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WOODS HOLE RESEARCH CENTER, INC. DC RETIREMENT PLAN, WOODS HOLE RESEARCH CENTER, INC.

WOODS HOLE RESEARCH CENTER, INC.EIN 04-3005094Plan #001PY 2015

149 WOODS HOLE ROAD - FALMOUTH, MA 02540508-540-9900whrc.orgLinkedIn51-200 employeesresearch

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$13.2M

No prior year

Total participants

118

No prior year

Average account balance

$116,372

No prior year

Annual return

1.63%

No prior year

Benchmarks

See 22,773 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort22,773 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$30.30M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$138K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

219

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.13M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$16K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.49%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$34

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2L2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$718K

$15963 / participant

Other / not subdivided$718K100.0%

% of EOY assets

5.463%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$116,372

$72,177+61.2%

$115,037+1.2%

$59,633+95.1%

Participation rate

88.9%

72.6%+16.3pp

81.4%+7.5pp

68.7%+20.2pp

Annual return

1.63%

12.02%-10.4pp

26.14%-24.5pp

2041.40%-2039.8pp

Employer contribution / active EE

$6,991

$2,841+146.0%

$4,608+51.7%

$2,203+217.4%

Participant deferral / active EE

$5,502

$4,783+15.0%

$6,026-8.7%

$3,192+72.4%

Admin fee / account holder

$6,357

$4,927+29.0%

$8,175-22.2%

$4,297+47.9%

WOODS HOLE RESEARCH CENTER, INC. DC RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WOODS HOLE RESEARCH CENTER, INC. DC RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion