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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,796 | $121,701+86.4% | $104,639+116.7% | $158,982+42.7% |
| Participation rate | 72.7% | 77.5%-4.8pp | 74.1%-1.4pp | 82.0%-9.2pp |
| Annual return | 19.02% | 465.72%-446.7pp | 340.67%-321.6pp | 302.99%-284.0pp |
| Employer contribution / active EE | $845 | $3,165-73.3% | $2,682-68.5% | $4,763-82.3% |
| Participant deferral / active EE | $1,934 | $4,176-53.7% | $3,738-48.3% | $5,983-67.7% |
| Admin fee / account holder | $369 | $7,778-95.3% | $6,465-94.3% | $11,252-96.7% |