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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,516 | $117,396+60.6% | $99,452+89.6% | $152,870+23.3% |
| Participation rate | 84.6% | 77.5%+7.1pp | 73.8%+10.8pp | 82.4%+2.2pp |
| Annual return | 28.14% | 31.87%-3.7pp | 30.72%-2.6pp | 345.34%-317.2pp |
| Employer contribution / active EE | $1,881 | $3,013-37.6% | $2,540-25.9% | $4,763-60.5% |
| Participant deferral / active EE | $4,794 | $4,086+17.3% | $3,619+32.5% | $5,850-18.1% |
| Admin fee / account holder | $31,855 | $7,632+317.4% | $6,251+409.6% | $11,597+174.7% |