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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,338 | $110,039+65.7% | $97,260+87.5% | $145,884+25.0% |
| Participation rate | 88.9% | 75.9%+13.0pp | 72.7%+16.2pp | 80.3%+8.6pp |
| Annual return | 16.56% | 244.44%-227.9pp | 75.54%-59.0pp | 551.85%-535.3pp |
| Employer contribution / active EE | $1,787 | $3,074-41.9% | $2,721-34.3% | $4,662-61.7% |
| Participant deferral / active EE | $3,717 | $4,674-20.5% | $4,262-12.8% | $6,690-44.4% |
| Admin fee / account holder | $3,775 | $6,204-39.2% | $5,640-33.1% | $13,392-71.8% |