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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,648 | $124,314-60.9% | $109,163-55.4% | $167,518-71.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 11.77% | 26.04%-14.3pp | 25.75%-14.0pp | 478.71%-466.9pp |
| Employer contribution / active EE | $5,724 | $4,209+36.0% | $3,723+53.8% | $4,838+18.3% |
| Participant deferral / active EE | $6,351 | $5,256+20.8% | $4,654+36.5% | $6,342+0.1% |
| Admin fee / account holder | $41,344 | $7,973+418.6% | $6,754+512.1% | $12,312+235.8% |