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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,279 | $64,719-43.9% | $112,249-67.7% | $68,486-47.0% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -19.97% | -11.40%-8.6pp | 27.48%-47.5pp | -7.85%-12.1pp |
| Employer contribution / active EE | $6,449 | $2,747+134.8% | $3,636+77.4% | $2,597+148.4% |
| Participant deferral / active EE | $6,760 | $3,565+89.6% | $4,729+42.9% | $4,028+67.8% |
| Admin fee / account holder | $5,671 | $5,232+8.4% | $6,412-11.6% | $5,404+5.0% |