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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,850 | $97,732-30.6% | $83,831-19.1% | $135,380-49.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | 6.60% | 1287.56%-1281.0pp | 850.99%-844.4pp | 519.81%-513.2pp |
| Employer contribution / active EE | $3,997 | $4,222-5.3% | $3,631+10.1% | $4,779-16.4% |
| Participant deferral / active EE | $4,640 | $4,683-0.9% | $4,082+13.7% | $5,609-17.3% |
| Admin fee / account holder | $391 | $6,675-94.1% | $5,479-92.9% | $10,828-96.4% |