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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,666 | $106,267+80.4% | $96,520+98.6% | $139,456+37.4% |
| Participation rate | 54.5% | 77.8%-23.3pp | 74.3%-19.8pp | 80.3%-25.8pp |
| Annual return | 14.45% | 38.45%-24.0pp | 35.72%-21.3pp | 373.45%-359.0pp |
| Employer contribution / active EE | $2,721 | $4,105-33.7% | $3,739-27.2% | $4,753-42.7% |
| Participant deferral / active EE | $6,839 | $5,454+25.4% | $4,879+40.2% | $6,711+1.9% |
| Admin fee / account holder | $51,162 | $7,882+549.1% | $6,733+659.9% | $11,407+348.5% |