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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,025 | $97,729+67.8% | $83,830+95.7% | $135,379+21.2% |
| Participation rate | 62.5% | 80.0%-17.5pp | 76.1%-13.6pp | 82.6%-20.1pp |
| Annual return | -7.50% | 1287.52%-1295.0pp | 850.97%-858.5pp | 519.79%-527.3pp |
| Employer contribution / active EE | $2,887 | $4,222-31.6% | $3,631-20.5% | $4,779-39.6% |
| Participant deferral / active EE | $10,225 | $4,683+118.4% | $4,082+150.5% | $5,609+82.3% |
| Admin fee / account holder | $5,807 | $6,674-13.0% | $5,479+6.0% | $10,828-46.4% |