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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,949 | $115,810+89.9% | $101,271+117.2% | $158,966+38.4% |
| Participation rate | 50.0% | 79.4%-29.4pp | 75.8%-25.8pp | 82.0%-32.0pp |
| Annual return | 13.65% | 56.15%-42.5pp | 46.48%-32.8pp | 302.95%-289.3pp |
| Employer contribution / active EE | $1,865 | $4,175-55.3% | $3,660-49.0% | $4,762-60.8% |
| Participant deferral / active EE | $6,043 | $4,958+21.9% | $4,371+38.3% | $5,983+1.0% |
| Admin fee / account holder | $685 | $7,248-90.5% | $5,948-88.5% | $11,250-93.9% |