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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,318 | $127,387+146.7% | $115,038+173.2% | $125,389+150.7% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | 0.87% | 31.28%-30.4pp | 26.14%-25.3pp | 282.24%-281.4pp |
| Employer contribution / active EE | $5,212 | $5,166+0.9% | $4,608+13.1% | $4,866+7.1% |
| Participant deferral / active EE | $8,886 | $6,423+38.4% | $6,026+47.5% | $5,352+66.1% |
| Admin fee / account holder | $2,354 | $9,516-75.3% | $8,175-71.2% | $9,541-75.3% |