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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,523 | $160,040+60.3% | $147,096+74.4% | $145,877+75.8% |
| Participation rate | 94.4% | 84.0%+10.4pp | 82.2%+12.3pp | 80.3%+14.1pp |
| Annual return | 12.78% | 98.49%-85.7pp | 419.75%-407.0pp | 551.28%-538.5pp |
| Employer contribution / active EE | $4,859 | $5,289-8.1% | $4,936-1.6% | $4,663+4.2% |
| Participant deferral / active EE | $8,772 | $8,429+4.1% | $8,071+8.7% | $6,691+31.1% |
| Admin fee / account holder | $1,308 | $15,050-91.3% | $13,005-89.9% | $13,402-90.2% |