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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,279 | $150,447+85.6% | $136,298+104.9% | $147,586+89.2% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 12.82% | 1049.15%-1036.3pp | 5156.27%-5143.5pp | 578.59%-565.8pp |
| Employer contribution / active EE | $4,232 | $5,256-19.5% | $4,696-9.9% | $4,876-13.2% |
| Participant deferral / active EE | $10,335 | $6,631+55.9% | $6,247+65.4% | $5,439+90.0% |
| Admin fee / account holder | $7,982 | $10,906-26.8% | $9,244-13.6% | $10,886-26.7% |