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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,901 | $54,380+12.0% | $68,509-11.1% | $59,633+2.1% |
| Participation rate | 88.7% | 70.2%+18.5pp | 74.7%+14.0pp | 68.7%+20.0pp |
| Annual return | -0.18% | 2.83%-3.0pp | 8.27%-8.5pp | 2041.45%-2041.6pp |
| Employer contribution / active EE | $236 | $1,539-84.7% | $2,278-89.6% | $2,203-89.3% |
| Participant deferral / active EE | $2,666 | $2,643+0.8% | $3,382-21.2% | $3,192-16.5% |
| Admin fee / account holder | $2,452 | $3,885-36.9% | $5,275-53.5% | $4,297-42.9% |