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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,121 | $58,828+22.6% | $78,002-7.5% | $62,881+14.7% |
| Participation rate | 86.7% | 71.1%+15.6pp | 75.5%+11.1pp | 69.3%+17.4pp |
| Annual return | 9.35% | 17.16%-7.8pp | 425.99%-416.6pp | 20.14%-10.8pp |
| Employer contribution / active EE | $276 | $1,672-83.5% | $2,470-88.8% | $2,281-87.9% |
| Participant deferral / active EE | $2,997 | $2,686+11.6% | $3,497-14.3% | $3,203-6.4% |
| Admin fee / account holder | $2,285 | $4,393-48.0% | $5,481-58.3% | $4,296-46.8% |