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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,067 | $116,203-19.9% | $93,621-0.6% | $152,909-39.1% |
| Participation rate | 86.7% | 78.1%+8.6pp | 75.8%+10.8pp | 82.5%+4.2pp |
| Annual return | 26.01% | 35.96%-10.0pp | 32.76%-6.7pp | 345.46%-319.5pp |
| Employer contribution / active EE | $131 | $3,219-95.9% | $2,719-95.2% | $4,764-97.2% |
| Participant deferral / active EE | $5,112 | $4,605+11.0% | $4,070+25.6% | $5,851-12.6% |
| Admin fee / account holder | $37,821 | $10,751+251.8% | $7,890+379.4% | $11,601+226.0% |