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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,440 | $115,796+30.8% | $101,264+49.5% | $158,950-4.7% |
| Participation rate | 62.5% | 79.4%-16.9pp | 75.8%-13.3pp | 82.0%-19.5pp |
| Annual return | 22.09% | 56.15%-34.1pp | 46.48%-24.4pp | 302.91%-280.8pp |
| Employer contribution / active EE | $2,954 | $4,175-29.2% | $3,660-19.3% | $4,762-38.0% |
| Participant deferral / active EE | $6,929 | $4,958+39.7% | $4,370+58.5% | $5,983+15.8% |
| Admin fee / account holder | $3,637 | $7,247-49.8% | $5,947-38.8% | $11,248-67.7% |