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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,713 | $97,761-13.3% | $83,850+1.0% | $135,382-37.4% |
| Participation rate | 66.7% | 80.0%-13.3pp | 76.1%-9.5pp | 82.6%-16.0pp |
| Annual return | -5.94% | 1287.44%-1293.4pp | 850.92%-856.9pp | 519.77%-525.7pp |
| Employer contribution / active EE | $4,322 | $4,222+2.4% | $3,631+19.0% | $4,779-9.6% |
| Participant deferral / active EE | $7,482 | $4,682+59.8% | $4,082+83.3% | $5,609+33.4% |
| Admin fee / account holder | $1,752 | $6,674-73.7% | $5,478-68.0% | $10,829-83.8% |