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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,556 | $106,008-11.7% | $92,240+1.4% | $147,586-36.6% |
| Participation rate | 60.0% | 80.4%-20.4pp | 76.5%-16.5pp | 82.8%-22.8pp |
| Annual return | 19.84% | 50.05%-30.2pp | 176.29%-156.5pp | 578.59%-558.8pp |
| Employer contribution / active EE | $4,404 | $4,333+1.6% | $3,680+19.7% | $4,876-9.7% |
| Participant deferral / active EE | $8,749 | $4,478+95.4% | $3,897+124.5% | $5,439+60.9% |
| Admin fee / account holder | $1,538 | $6,333-75.7% | $5,194-70.4% | $10,886-85.9% |