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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,304 | $217,432+15.6% | $185,849+35.2% | $167,536+50.0% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 13.57% | 148.42%-134.8pp | 122.10%-108.5pp | 478.82%-465.2pp |
| Employer contribution / active EE | $4,222 | $5,875-28.1% | $5,169-18.3% | $4,839-12.8% |
| Participant deferral / active EE | $9,740 | $6,357+53.2% | $5,569+74.9% | $6,342+53.6% |
| Admin fee / account holder | $33,559 | $19,818+69.3% | $16,244+106.6% | $12,315+172.5% |