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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,029 | $180,459+0.9% | $154,108+18.1% | $135,380+34.5% |
| Participation rate | 85.7% | 87.4%-1.7pp | 83.0%+2.7pp | 82.6%+3.1pp |
| Annual return | -10.86% | 888.21%-899.1pp | 735.21%-746.1pp | 519.81%-530.7pp |
| Employer contribution / active EE | $3,106 | $6,035-48.5% | $5,298-41.4% | $4,779-35.0% |
| Participant deferral / active EE | $6,653 | $5,806+14.6% | $5,081+31.0% | $5,609+18.6% |
| Admin fee / account holder | $7,847 | $16,145-51.4% | $13,411-41.5% | $10,828-27.5% |