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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,314 | $185,312+67.5% | $161,489+92.2% | $154,746+100.5% |
| Participation rate | 83.3% | 82.5%+0.9pp | 78.7%+4.6pp | 80.7%+2.6pp |
| Annual return | 17.43% | 103.84%-86.4pp | 89.72%-72.3pp | 172.34%-154.9pp |
| Employer contribution / active EE | $3,684 | $4,769-22.7% | $4,268-13.7% | $4,379-15.9% |
| Participant deferral / active EE | $10,367 | $6,350+63.3% | $5,630+84.1% | $6,730+54.0% |
| Admin fee / account holder | $19,107 | $18,654+2.4% | $16,006+19.4% | $14,365+33.0% |