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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,942 | $155,833-8.9% | $124,693+13.8% | $167,536-15.3% |
| Participation rate | 55.6% | 81.1%-25.5pp | 74.6%-19.1pp | 82.1%-26.6pp |
| Annual return | 13.99% | 17.98%-4.0pp | 5144.19%-5130.2pp | 478.82%-464.8pp |
| Employer contribution / active EE | $1,612 | $4,164-61.3% | $3,324-51.5% | $4,839-66.7% |
| Participant deferral / active EE | $4,389 | $5,675-22.7% | $4,615-4.9% | $6,342-30.8% |
| Admin fee / account holder | $4,686 | $9,534-50.8% | $7,494-37.5% | $12,315-61.9% |