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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,680 | $106,115+27.9% | $85,969+57.8% | $125,389+8.2% |
| Participation rate | 50.0% | 84.1%-34.1pp | 76.5%-26.5pp | 83.2%-33.2pp |
| Annual return | -2.12% | 13.93%-16.0pp | 9.32%-11.4pp | 282.24%-284.4pp |
| Employer contribution / active EE | $2,300 | $4,537-49.3% | $3,474-33.8% | $4,866-52.7% |
| Participant deferral / active EE | $3,931 | $4,859-19.1% | $3,829+2.7% | $5,352-26.5% |
| Admin fee / account holder | $1,259 | $8,144-84.5% | $6,053-79.2% | $9,541-86.8% |