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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,308 | $149,679-12.9% | $117,039+11.3% | $147,586-11.7% |
| Participation rate | 57.1% | 83.5%-26.3pp | 77.2%-20.0pp | 82.8%-25.7pp |
| Annual return | 10.06% | 19.31%-9.3pp | 18.95%-8.9pp | 578.59%-568.5pp |
| Employer contribution / active EE | $2,541 | $4,937-48.5% | $3,785-32.9% | $4,876-47.9% |
| Participant deferral / active EE | $5,659 | $4,912+15.2% | $3,929+44.0% | $5,439+4.0% |
| Admin fee / account holder | $1,267 | $7,856-83.9% | $5,974-78.8% | $10,886-88.4% |