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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,130 | $198,457+25.5% | $170,435+46.2% | $147,586+68.8% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 15.48% | 257.30%-241.8pp | 205.94%-190.5pp | 578.59%-563.1pp |
| Employer contribution / active EE | $2,559 | $6,183-58.6% | $5,432-52.9% | $4,876-47.5% |
| Participant deferral / active EE | $11,197 | $5,629+98.9% | $4,939+126.7% | $5,439+105.9% |
| Admin fee / account holder | $1,214 | $16,852-92.8% | $13,881-91.3% | $10,886-88.8% |