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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,550 | $202,342+54.0% | $172,753+80.3% | $152,909+103.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 20.95% | 1029.88%-1008.9pp | 803.00%-782.0pp | 345.46%-324.5pp |
| Employer contribution / active EE | $3,134 | $5,857-46.5% | $5,144-39.1% | $4,764-34.2% |
| Participant deferral / active EE | $15,265 | $5,948+156.6% | $5,198+193.7% | $5,851+160.9% |
| Admin fee / account holder | $1,246 | $17,112-92.7% | $13,956-91.1% | $11,601-89.3% |