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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,408 | $180,459+36.0% | $154,108+59.2% | $135,380+81.3% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -7.20% | 888.21%-895.4pp | 735.21%-742.4pp | 519.81%-527.0pp |
| Employer contribution / active EE | $2,575 | $6,035-57.3% | $5,298-51.4% | $4,779-46.1% |
| Participant deferral / active EE | $11,639 | $5,806+100.4% | $5,081+129.1% | $5,609+107.5% |
| Admin fee / account holder | $1,163 | $16,145-92.8% | $13,411-91.3% | $10,828-89.3% |